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Post by friskers on Aug 22, 2009 14:43:56 GMT -5
Anyone want to talk about the health reform and how it will affect us that dont have health insurance? Id rather it not turn into a debate , Im more interested in the facts . Yes Ive been lazy and not kept up with whats going on but I should as this will affect me personally and hopefully in a good way! Thanks!
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Post by friskers on Aug 22, 2009 19:02:54 GMT -5
So heres my understanding of it...........people who are privately insured will be able to keep their insurance policies and private insurance companys will stay in business. Poeple who are uninsured will be insured by government programs. Business owners will be resonsible for their employess having insurance. I think I got that right .......anyone
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lamb
Junior Member
Posts: 63
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Post by lamb on Aug 22, 2009 21:56:09 GMT -5
Not even close. After 5 years your private insurer will be out of business. What private insurer/ Private company will be able to provide insurance and compete in a world market when everybody in the biggest economy in the world but Congress crappers are on the so called "Public Option"? Businesses would have to be crazy not to jump on the Free bandwagon. No to mention that the Private option is "sunsetted". Problem is.. nothing is free including the American people anymore. Taxpayers fund the US government. So this whole bill sets up John Edwards two America's... US that pay for it and THEM.. Government workers.. We get one plan which will suck and they get another which will allow folks like Ted to get specialized treatment for brain cancer at UNC.
Orphan diseases as they call us will become a bigger joke than they are now.. the Elite will have them, you Commoners have a committee that tells you that they do not exist. Canada and Great Britain know this well That's why they pay cash to come here and get real treatment. Think about it logically.. nothing in life is free.. even m you paid for it, or your parents did somewhere down the road. Socialism is a proven failed experiment starting in Russia in the early 1900's. Wanthope? Needchange!! PDQ.
1100 some odd pages written by congressional staffers that their VOTING bosses don't have time to read!! Don't think this is not a power grab because that's all it is. If you are unionized you may not even meet the quotient. This bill is very baaaad voodoo. /rant off
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Post by friskers on Aug 22, 2009 22:22:40 GMT -5
Thanks for your input lamb although I think Im even more confused ;D Im really interested in how its going to affect someone like me whos income is somewhere between poverty and middle class ;Dand is self employed with NO employees. Im assuming i will have to pay for government insurance right or will it be offered free of charge? Or havent they even gotton that far yet? I think I may move this thread to another section if it gets too poliical-------not that i want the discussion to end----it just may be more appropriate.
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lamb
Junior Member
Posts: 63
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Post by lamb on Aug 22, 2009 22:47:45 GMT -5
Friskers.. i am on a new computer and don't have all of my links at hand.. sorry. I am not trying to be political just realistic. When the weekend is over I will send you some stuff to read if you like. I have kids with me this weekend and am stealing this time late in the PM. This bill is not what you see on TV or in the SD Union. We are being led down a road through chaos created by artificial crises. Nationalized health care will not help us one little bit. You would get better care in So Cal in the few emergency Rooms that are still open right this minute than you will in a year from now with socialized health care. Yes.. the friends from other countries will be covered and get the same care as you. Sorry for the brief post.. will send stuff but only with your blessing. Gotta go.. bedtimes for all. Take Care.
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Post by friskers on Aug 23, 2009 10:29:39 GMT -5
Thanks Lamb and kmarie for your veiws! i havent had time to see the video yet . lamb I will look at what your opinion says and consider it but maybe just one link for now. My brain gets overtaxed easily.Thanks kmarie i agree the healthcare the way it is now is doomed esp for people like me who pay top rates because I cant get on a group plan and am selfemployed . I cant afford insurance right now because the rates are so high and the way the economy is right now my income had really suffered. i havent had any work all week. Anyway i want to think this change could be a good thing too .......the truth is we will not know how it will go until its implemented for a few years but what you said Kmarie sounds very hopeful! Thamks!
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Post by dc10801 on Aug 23, 2009 13:28:22 GMT -5
I am with Kmarie on this one...the turmoil that has stirred has been spurred on by insurance companies spreading mistruths in a last ditch effort to hold on to the status quo. Be careful, not EVERYTHING you read is truth. The insurance companies are buying off people to spread fear of a national plan, and you know what the sad thing is...it's working.
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Post by friskers on Aug 24, 2009 2:31:52 GMT -5
Great video KMarie! I have a question....what is meant by"single payer"? Thanks for your help ! i appreciate it! Lamb i know your really against all this and i want t oask you what you think should be done instead or are you happy with things the way they are>? One thing that concerns me is business owners being responsible for employees health insurance when the economy is suffering already ,how will most of them be able to afford it......I think that will ultimately lead to more lay offs .
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Post by friskers on Aug 25, 2009 2:27:54 GMT -5
Thanks Kmarie! That helped alot in understanding . They said Canada and Astralia have single payers insurance and its been successful. Any Canadians or Australains want to tell us how thats going>?
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Post by bessie on Aug 25, 2009 10:25:28 GMT -5
I think it is important to distinguish between "quality of medical care" and medical care payment systems. The U.S. has the best medical care - that is NOT the same as the payer system. That's why people who can afford it come to this country for certain procedures and pay cash. It has nothing to do with insurance, only with quality of medical CARE.
The second point is that Medicare IS a public option, and it is NOT "free". I am 100% disabled and on SSDI and have Medicare, for which a pay a good premium every month.
The public option being proposed would also have a premium that would need to be paid, but because exhorbitant profits would not be made (as with insurance companies) the premiums would be much lower. It would be competing with existing insurance companies, thereby encouraging private insurers to lower their rates and perhaps look at policies like "pre-existing conditions" exclusions. Everyone would benefit regardless of the choice they make (except, of course, the insurance executives who would have to forgo fat bonuses).
As far as rationing - well, you bet it has always been done (as kmarie pointed out). No one could ever have any procedure they or their doctor wanted. Utilization review panels have always overseen what is paid for to be sure it fits the definition of what they say they will pay for.
Why is there so much hysteria and extreme rhetoric about health care reform? Easy - insurance company lobbyists. The insurance companies want to continue reaping huge profits, no matter what that translates to in terms of people getting proper medical attention.
Bessie
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Post by jj on Aug 25, 2009 10:39:21 GMT -5
Touchy topic which it very well should be. Wouldn't it be wonderful if (equal) Health Care was just that with no strings attached anywhere. Pharmacueticals also play a part in manipulation. Anyone read the approx. 9000 pages included in the original (health care) plan in the making? Apparently it has been reduced to approx. 1000 pages. Does anybody really understand what all is within or how any of it will come into play over the years? Don't think those involved with health reform even do. JJ
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Post by friskers on Aug 26, 2009 15:07:08 GMT -5
Kmarie....Wow what a comparison of health care ! I do remember Robbie having trouble in new zealand getting good health care so maybe it isnt working as well in some countrys. thanks JJ for saying that! I did listen to Obamas speech and questions in Montana I think and I was having trouble understanding alot of it. Now I dont feel so bad if they themselves dont even understand it LOL ;D You know Massachsettes has been mandatory health care for a year or two now I wonder how thats going ? Im going to see if I can research that a little.
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